LateLune / Guides / Fastest way to get Monero

The fastest way to get Monero

No exchange account, no waiting for a trade partner. Open an app, pay with your card, and you're holding XMR in minutes.

If you just want to get started, this is the quickest route we know: Monero.com, the Monero wallet from the team behind Cake Wallet. It's free, it runs on iPhone and Android, and it has a Buy button built right in.

Why we like it

Cake has been building Monero wallets for years and is one of the most trusted names in the Monero world. The card purchase runs through a payment partner, which usually asks for ID once, the same as any exchange. After that, it's Monero: every payment you make from your wallet is private.

If you'd rather never show ID at all, there are slower routes in how to buy Monero without KYC.

Get Monero in minutes

1. Install Monero.com from the App Store or Google Play and create a wallet.

2. Write down your 25-word seed and keep it offline. That seed is your money.

3. Tap Buy, pick an amount, pay with your card, Apple Pay or Google Pay.

4. The XMR lands in your wallet, usually within minutes.

Pay LateLune straight from the purchase

You can skip a step and buy Monero directly into LateLune:

1. In LateLune, go to Billing → Balance, choose an amount and pay with Monero. You get an invoice with a Monero address.

2. Copy that address.

3. In Monero.com, tap Buy. If the purchase partner lets you change the receiving address, paste the LateLune address there. If it doesn't, buy into your own wallet as usual, then send it to the invoice address. That takes about a minute.

4. Done. Close the page if you like: the payment is picked up on our side.

Why a balance top-up and not a plan? The partner takes a fee, so the exact amount on the invoice rarely arrives. A balance top-up takes whatever lands. From there you buy your plan or gems from the balance, instantly.

How long the address stays open

The invoice's price is locked for an hour. After that, the address is still watched for 72 more hours, so a purchase that takes a while to arrive is still credited. Anything that lands in that window goes to your balance. After that, open a new invoice.

FAQ

Is Monero.com the same as Cake Wallet?

It's made by the same team. Monero.com is Monero only. Cake Wallet supports other coins as well.

Do I need ID?

The card purchase partner usually asks for it once. Holding and sending Monero never needs ID.

What if the purchase arrives late?

It's credited as long as it arrives within 72 hours after the invoice's hour runs out.

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